Belajar bahasa inggris : delinquent atau Arrears

Defining Delinquency

Loan delinquency is commonly used to describe a situation in which a borrower misses its due date for a single scheduled payment for a form of financing, like student loans, mortgages, credit card balances or automobile loans. There are consequences for delinquency, depending on the type of loan, the duration and the cause of the delinquency.
For example, assume a recent college graduate fails to make a payment on his student loans by two days. His loan remains in delinquent status until he either pays, defers or forebears his loan.

Arrears

plural noun
  1. the state of being behind or late, especially in the fulfillment of a duty, promise, obligation, or the like:Many homeowners have fallen into arrears.
  2. Sometimes arrearsomething overdue in payment; a debt that remains unpaid:Those countries that have paid their arrears may be granted additional loans.
Contoh penggunaan arrears:

He has a right to claim six years' arrears—that is above L100,000.

So, that just when I might have had all arrears paid up, perhaps, and perhaps—who knows?

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